🏆 Most Generous LO Comp Plan in the Industry

Stop Giving Away
Your Commission.

At Reliant, loan officers keep what they earn. Flat fee model. No splits. No games. Full comp after 30 closings.

$795
Flat fee per file — that's it
Apply to Join → Call Zach · 801-654-7172
Compensation Plan

Two tiers. Both better than
anywhere else.

Tier 1 · Closings 1–29
$795
flat fee per file closed

You keep 100% of your borrower-paid compensation. Reliant charges a flat $795 per file — no percentage split, no hidden fees.

You price the loan — set your own compensation up to CFPB limits
$795 flat — doesn't matter if it's a $150k or $1.2M loan
70+ wholesale lenders — Rocket, PennyMac, CMG, Kind, Cardinal and more
Full AI platform — processing, pipeline, pre-quals, rate engine
Tier 2 · After 30 Closings in a Calendar Year
100%
full compensation — zero platform fee

Hit 30 closings in a calendar year and you go to 100% full comp for the remainder of that year. No fee. Zero. Keep everything.

Zero platform fee after closing #30 for the rest of the year
Calendar year resets — clean slate every January 1st
Same platform — all lenders, all tools, full support
Earn your way there — every closing counts from day one

What does 30 closings look like?

That's 2.5 loans per month — an achievable target for any active LO. At an average loan of $400,000 and 1% comp, you'd be earning $4,000 per file and paying just $795. Once you hit 30, closing #31 through year-end is 100% yours. No other broker in the industry offers this.

Why Reliant

Everything you need.
Nothing holding you back.

🏦
70+ Wholesale Lenders
Rocket Pro TPO, PennyMac, CMG, Kind Lending, Cardinal Financial, SunWest, loanDepot and more. You always have a home for every loan.
🤖
AI-Powered Platform
Full LO portal with AI processor, live pipeline, automated pre-quals, rate engine, DTI calculator and commission tracker. Built to help you close faster.
⚡
Live Wholesale Rates
Your borrowers see real wholesale pricing on your site. No teaser rates, no bait and switch. Transparent pricing builds trust and closes deals.
📋
Licensed Processor
Rilee Birdsley handles processing so you can focus on originating. You sell, she processes. Simple division of labor that gets loans closed fast.
🎯
You Run Your Business
Set your own hours, work your own pipeline, build your own brand. We provide the infrastructure, licensing and support. You own the relationships.
📞
Direct Access to Leadership
Zach Collard is personally involved in every LO relationship. No corporate ladder, no layers of management. Call or text anytime.
Join the Team

Let's have a conversation.

Takes 2 minutes. Zach will reach out personally within 24 hours.

Tell Us About Yourself

All information is kept strictly confidential

By submitting you agree to be contacted by Rate Edge Home Loans · DBA of Reliant Home Loans LLC · NMLS #1945532. Information is kept confidential and will not be shared.

🎉

Application Received!

Zach will reach out personally within 24 hours.
In the meantime feel free to call or text:

801-654-7172